“RESEARCH STUDY ON THE EVOLUTION OF TRADITIONAL BANKING SYSTEM: روایتی بینکاری نظام کےارتقائی مراحل کا تحقیقی جائزہ” (2018) The International Research Journal of Usooluddin, 2(2), pp. 47–60. Available at: https://mail.journalusooluddin.com/index.php/irjdu/article/view/24 (Accessed: 28 October 2026).